Annual Meeting is the Second Saturday in March at 1:30 P.M.

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Locally Owned & Operated Insurance Company

Keep your insurance dollars at home when you use Farmers & Laborers Mutual Insurance Company of Montgomery County. We offer many different types of insurance products – such as homeowners, farm, commercial, and liability – to protect you against loss from hazards.

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Insurance Claims

We offer tips and information about filing claims and what to do in the event of a loss.

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See what safety promotions we have on offer at our Montgomery City, Missouri, office.

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Pay your insurance premium online with a few clicks or enroll for automatic payments.

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Agents & Board of Directors

Find contact information for your local agent and read about our Board of Directors.


About Us

Farmers & Laborers is fully reinsured and regulated by the Missouri Department of Insurance. Because we are a Missouri Mutual Insurance Company, every customer is a voting member of the business. You have a say in how your insurance company is managed.

American Association of Insurance Services (AAIS) | Missouri Association Of Mutual Insurance Companies (MAMIC)

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Buy 2.5-, 5- & 10-lb ABC Dry Chemical Fire Extinguishers from Us


Thank you for your interest. Please reach out with questions or comments using the information below. We look forward to hearing from you.

(573) 564-3200

(573) 564-3183

Hours of Operation
Monday - Friday,
8:00 a.m. - 4:30 p.m.

232 S Sturgeon St
Montgomery City, MO 63361

Service Area

Office Closed on the Following Holidays:
New Year's Day, Martin Luther King Jr. Day, President's Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Thanksgiving and the following Friday, Christmas Eve, Christmas Day & New Year's Eve.

In the event of an after-hours emergency, please call your agent.



Samantha Alder - Office Manager
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Peggi Yager - Administrative Assistant
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Gina Giessinger - Administrative Assistant
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Mary Lou Dyer - Administrative Assistant
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Please Feel Free to Contact Us